Micropayments are online transactions that are of small denominations e.g. $3, £1.50, €2, ¥300. The payment value can be higher or vary depending on your requirements.

These payments can be used for digital content purchase such as games, music, movies, comics and electronic books. Micropayments can also be used to charge for digital services such as P2P applications and access to web site member areas.

Micropayments are strategically applied in environments where high traffic volumes will yield a large aggregate return from low value transactions.

Existing methods of online payment are not well suited to items of small value purchased in high numbers. The time taken to input personal data along with the fear of potential security risks dissuades many visitors from making purchases online.

The value of this untapped potential can be realized with Surfpin micropayments:

  • Huge user appeal with fast, fuss free payment, a typical transaction takes seconds.
  • No credit card details are required giving the user security and anonymity.
  • Full customer support to keep consumers satisfied.
  • No merchant account is required, just a simple service agreement.
  • No minimum usage requirements, standard set up is free.
  • Surfpin is easy to set up with minimal integration work required.
  • Wide configuration options give optimum revenue potential from any content.
  • Integrates with all other payment methods or works as a standalone.
  • Multiple payment window options for total visual integration with your web site
  • A single point to address markets in Europe, Asia and the U.S.
  • Track your online business real-time with Surfpin's Control Panel.

Micropayments are for everyone - make sure that you can take them

The more payment choice that you offer, the more likely you are to receive a payment. By adding the Surfpin micropayment option you are increasing that choice with a fast, user friendly option that appeals to the vast number of ad.hoc and impulse buyers.

The prospect of entering credit card or personal details or even registering with an email address, is enough to discourage many potential customers, bringing fears of online fraud or unwanted emails. Using Surfpin requires none of this detail. The system is inherently secure and safe for all users. The charge simply appears on the user's phone bill as a premium rate SMS text message or call.

Customer satisfaction is of utmost importance for long term growth and profitability. Our experienced and friendly support team backs up our online support facility.

With Surfpin you can be up and running extremely quickly, with no merchant account required our service agreement is very simple. In most cases set up is free (as long as no custom code is required) and there are no minimum usage conditions.

The Surfpin micropayment system can be simply integrated into any web site – even if it is already e-commerce enabled with other payment mechanisms. Our Application Specialists are available to assist or write custom code, to give you complete control. Surfpin gives you total flexibility to take thousands of micropayments a day without degrading your visitor's browsing experience.

Proper visual integration is important to preserve the unique look and feel of a web site Surfpin has developed a multitude payment windows and templates with custom design options to make visual integration easy.

Surfpin has partnered with telecom's companies worldwide and enables you to reach markets across many international boundaries. With Surfpin you are free to take micropayments in all of those markets through a single point of contact, with the added potential to reach extremely high payment volumes with no set up charges.

The Surfpin Control Panel allows you to track your receipts in real-time and you can customise it to display data in the way that suits you. It will enable you to react to market dynamics and integrate data directly into your CRM system.

Payment via your mobile phone - the fastest growing way to make micropayments

SMS texts are familiar to almost everyone that has a mobile phone. With Surfpin merchants can now use SMS Premium rate texts for consumers to purchase their digital products online. This solution supports both one-off micropayments and subscriptions and is accessible to consumer groups across Europe and USA.

This payment method is particularly fast to use, all the consumer has to do is text a short word such as 'PIN', to a five digit phone number known as a 'short code'. Within seconds a text reply will arrive which contains the PIN. This is simply entered into the Surfpin payment window to gain access to the content.

The charge is made to user's mobile phone bill as a premium rate text message.

Payment via your land line - the method that's open to all

The national telephone networks allow consumers to pay for digital products and services by calling a premium rate phone line. The cost is fixed and always known to the consumer before they start, so they remain confident of the amount of money spent. The cost of the transaction appears on the consumer's phone bill. This solution allows anyone with a phone line to purchase goods. It is a quick, familiar and secure method of payment. This method supports payment by consumers in Europe and USA and anywhere else.

This payment method works via a series of automated voice instructions on a normal telephone. The PIN is delivered verbally and the charge appears as a premium rate call on the subscriber's Telephone bill.

Track incoming payments in real-time

The Surfpin customer management system provides powerful account management tools to track and analyse payment activity, right down to individual transactions. It allows the compilation of consumer data to build consumer profiles to refine the targeting of your products and help in promotions and marketing.

The system gives you a real-time window on your Surfpin account and indicates just how many payments you are taking. It can also be fully integrated into multiple payment platforms and web sites providing a complete overview of transactions across your product range.

In many cases it is desirable to integrate statistics directly into existing CRM systems. Our Application Specialists are available to do any necessary integration work.

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